Cookie Policy
Last Updated: February 7, 2026
This Cookie Policy explains how Sky Credit Score ("we," "us," or "our") uses cookies and similar technologies on our website at skycreditscore.com. It describes what these technologies are, why we use them, and your rights to control our use of them.
What Are Cookies
Cookies are small text files that are placed on your device (computer, tablet, or mobile phone) when you visit a website. They are widely used to make websites work more efficiently and to provide information to the website owners. Cookies can be "persistent" (remaining on your device until they expire or you delete them) or "session-based" (deleted when you close your browser).
We also use localStorage, a browser-based storage mechanism that allows websites to store data locally on your device. Unlike cookies, localStorage data is not sent with every server request and has no expiration date unless explicitly removed.
Cookies We Use
We only set tracking cookies after you provide explicit consent via our cookie banner. Below is a list of the cookies and local storage items used on this site:
| Name | Type | Purpose | Duration |
|---|---|---|---|
_ga |
Cookie (Google Analytics) | Distinguishes unique visitors by assigning a randomly generated number as a client identifier. Used to calculate visitor, session, and campaign data for site analytics. | 2 years |
_ga_* |
Cookie (Google Analytics) | Used by Google Analytics to persist session state across page requests. | 2 years |
scs_cookie_consent |
localStorage | Stores your cookie consent preference ("accepted" or "declined") so we do not ask you again on each visit. | Persistent (until cleared) |
scs_cookie_consent_date |
localStorage | Records the date and time you made your cookie consent choice. | Persistent (until cleared) |
Third-Party Services
In addition to our own cookies, third-party services used on this website may set their own cookies when you interact with their features:
- Google Analytics — We use Google Analytics to understand how visitors interact with our website. Google Analytics cookies are only loaded after you click "Accept" on the cookie banner. For more information, see Google's Privacy Policy.
- Web3Forms — Our contact and subscribe forms use the Web3Forms service to process submissions. Web3Forms may set cookies when you interact with a form. See the Web3Forms Privacy Policy for details.
- hCaptcha — Some pages use hCaptcha to prevent spam and abuse. hCaptcha may set cookies when the challenge is displayed. See the hCaptcha Privacy Policy for details.
Your Choices
You have several options for managing cookies:
- Cookie Banner — When you first visit our site, a cookie banner will appear at the bottom of the page. You can choose to "Accept" or "Decline" analytics cookies. If you decline, Google Analytics will not be loaded and no tracking cookies will be set.
- Cookie Preferences — You can change your cookie preference at any time by clicking the "Cookie Preferences" link in the footer of any page. This will re-display the cookie banner so you can update your choice.
- Browser Settings — Most web browsers allow you to manage cookies through their settings. You can delete existing cookies, block all cookies, or configure your browser to notify you when a cookie is set. Please note that disabling cookies may affect the functionality of some parts of this website.
- Google Analytics Opt-Out — Google provides a browser add-on that allows you to opt out of Google Analytics tracking across all websites. Visit Google Analytics Opt-Out for more information.
Changes to This Policy
We may update this Cookie Policy from time to time to reflect changes in technology, legislation, or our data practices. Any changes will be posted on this page with an updated "Last Updated" date.
Contact Us
If you have any questions about our use of cookies or this Cookie Policy, please visit our Contact page.